ESP Financial Services, LLC

Retirement Analyzer: Do you want these questions answered and more...

• Can I continue my present standard of living into my retirement years?
• When can I retire safely without running out of money?
• How could my situation change during turbulent economic times?
• How would it affect my family if I die prematurely?
• How would it affect my family if I enter a nursing facility?
•  What are the possible solutions if my situation changes?

My name is Rod Hormell and I specialize in taking the confusion out of Retirement Planning. 
I welcome the opportunity to work together with you in order to develop a conservative
approach to retirement. Using the charts and graphs pictured above, I will create a
comprehensive yet easy to understand analysis specific to your situation.
Call today for a complimentary analysis @ 805-376-8070

Medi-Cal Myths Exposed: Four Important Facts:

1) At least half of everyone's assets can be sheltered. "Sheltered" means money does not
have to be paid to (NH) Nursing Home for Care.

2) Maximum that has to be spent on NH=$300,000 for anyone (assumes $6,500 per

month for NH and $1,500 per month income). If NH cost is lower or income is higher,
maximum spending will be lower and vice versa.

3) For married with one NH, sometimes everything can be sheltered.
4) Medi-Cal is extremely complex. Quote ~ US Supreme Court

"Medi-Cal law is an aggravated assault on the English language.

" Quote Circuit Court "Medi-Cal Law is an impenetrable morass.

In addition, three different disciplines needed: Medi-Cal, Finance & Law. So,

the only way to give you complete coverage and full expertise in these areas,

form a team. Best part, you get the skills of all three for the cost of one.
For a copy of our free informational CD call 1-877-376-8070

What is an RIA? A Registered Investment Advisor has a fiduciary responsibility to maintain clients best interests at all times. Compliance is regulated by each State. An RIA is an independant thinker, without any up-line pressures on products or services provided. They normally act as an Independent Contractor relationship with Investors.